It's a long story and I don't know all the details, but basically in order for our loan to be fully approved, the underwriter requested a revised appraisal. (Long story short: it needed to be updated to have our names on it instead of a previous buyer that fell through.) This should be simple and easy, but the appraiser is refusing to do this on the basis that "we are not his clients".
According to our loan officer, this is not true. This is the part where I don't know all the details, but according to the way our loan and contract are set up we ARE legally his client and he is required to make the changes. He is saying otherwise, but has also said that for a hefty chunk of change he MIGHT be able to do something about it. Essentially blackmail... grrrrr!
Our loan officer made her final case yesterday. We are waiting to hear back about how it went. Please pray for us that the Lord would soften this man's heart and that our loan officer was able to present her case in a gracious, organized and irrefutable manner.
If this does not work, it means that we will need to get an entirely new appraisal and start a lot of this process over again. While this isn't the end of the world, it does mean a delay in closing and moving - which also means scrambling and rescheduling as all of our plans were to move into the house this Saturday.
I've been clinging to this verse from Sunday's devotional on SheReadsTruth:
I love it when your devotions just seem to hit you where it matters. I don't always feel like I can hear the Lord speaking clearly to me, but it sure has been clear this week. Check out these words from Monday's devotion:
Even though I'm frustrated and don't understand why this glitch with moving has come up, I am still trusting and resting in the promise that God is fighting for us. He is writing our story. I will remain calm and keep praying for a miracle. :)
Friends, will you pray with me?
Please and thank you :)